Find answers to the most commonly asked questions here:
- How Much Can I Borrow?
- Do I Need A Good Credit Score?
- What Documents Do I Need?
- What If I Have Been Declined For Finance Elsewhere?
- Can I Buy My Car From Any Car Dealer?
- Can I part Exchange My Current Car?
- Do I Need A Deposit?
Pay As You Go can arrange finance for amounts up to £25,000
The credit limit you are offered will be determined by considering both your credit history, and your current circumstances. We will only be able to advise of your personal credit limit when you have completed an application.
Our panel of lenders will consider all circumstances and specialise in finding solutions for people who may have had difficulties with credit in the past.
Our lenders have a range of products and will offer a finance product to match your current credit profile.
Usually just a driving license and proof of your income will be enough for our lenders, however we may require an additional proof of address in some circumstances.
Our panel of lenders specialise in finding car finance solutions for people who have had credit difficulties in the past. We accept over 90% of the applications we receive. Even if you have been declined previously you may still qualify for credit through Pay As You Go.
We do all the hard work for you, so you don’t need to go to just any dealer. You’ll get access to thousands of high-quality AA inspected and approved cars at the lowest possible prices, available right on your doorstep.
It’s important that we not only offer you the right finance deal but also the best value on the highest quality vehicles. You can be confident that you wouldn’t pay more money for the same car elsewhere.
Once you’ve applied for car finance online and your application has been approved, you will be sent a selection of cars that meet your budget. If you can’t see one you like, just let us know.
Absolutely – even if the car you have is on finance. We will give you a fair price for your car, and any equity you have can either be used as a deposit on your next car which will reduce the amount you would pay monthly- or you could take cashback.
We can arrange finance for customers with no deposit, however you may be asked to pay a fully refundable £100 holding fee if you would like to reserve a specific car.